Thursday, September 01, 2005

National Structured Settlements Trade Association

National Structured Settlements Trade Association:

"The flexibility provided by structured settlements are 'vital to those who have been in a serious accident,'writes Raymond Boucher in the current issue of Orbit Magazine. In the article, Boucher, who was voted Trial Lawyer of the Year in 1994 by Trial Lawyers for Public Justice, describes why he is a long-time supporter of structured settlements for injury victims."

Amica Insurance | Introduction to Structured Settlements

Amica Insurance | Introduction to Structured Settlements:

"Introduction to Structured Settlements
Amicas expertise in settling claims and providing its policyholders with award winning customer service has earned a national reputation.
What Is a Structured Settlement?
Simply stated, a structured settlement is a contract whereby an insurance company promises to make periodic payments to an injured party as part of a bodily injury claim settlement or to a surviving family member to whom a large settlement has been awarded. These are just two examples of when a structured settlement can be used. Structured settlements have become popular because they offer substantial benefits to all parties involved in the settlement agreement.
How Does It Work?
We use Amica Life annuities as the financial instrument to structure a settlement. An Amica Life structured settlement annuity provides a payment stream that is tax-free over a period of time. Most investment options such as stocks and bonds, real estate, savings accounts, etc., simply cannot match the flexibility and security of an Amica Life Structured Settlement Annuity. Another benefit of a structured settlement annuity is that it can be designed so payments are made for a long period of time�even for life. In the event of the recipient's death, a guaranteed portion of the settlement may be paid to the person's estate or to a named beneficiary."

Invoice Factoring Company, Buyer Of Structured Settlement Payments

Invoice Factoring Company, Buyer Of Structured Settlement Payments:

"Nationwide Invoice Factoring Company, Buyer of Structured Settlements, Annuity Payments and Real Estate Notes.
One of the most difficult periods in your personal or business life is when you require immediate access to money but cant get it because your funds are tied up. Your needs can range from the immediate, such as paying bills or salaries, to the long-term, such as funding a childs education or expanding a business.
These situations can be extremely stressful and frustrating. There are monies owed to you or your business but there is no way to access them. You have likely tried to work something out with your bank but they are often unable to help. There seems to be no easy solution.
This is how a financial firm like Sovereign Funding Group can help.
We have the resources that will help you in ways your bank cannot or will not you can get an immediate lump sum of cash for your structured settlements, real estate notes, business notes, invoice factoring and much more. "

DOG BITE LAW - Structured Settlements

DOG BITE LAW - Structured Settlements:

"A 'structured settlement' is a settlement of a bodily injury or sickness claim in which some portion of the victim's compensation is invested in an annuity which makes one or more future periodic payments to the victim.
In a typical structured settlement for a child who was bitten by a dog, for example, the settlement funds are used to pay for the past medical treatment, attorneys fee, costs of making the claim, reimbursement of amounts expended by the parents, deposit into a blocked bank account for medical treatment until the child turns 18, and purchase of a special annuity that will make payments to the child when he turns 18 and thereafter. Those payments might cover college tuition, a down payment on a house, and yearly living expenses for some period of time. "

Financing - Structured Settlements

Financing - Structured Settlements:

"A structured settlement is a proven, effective solution for the needs of many personal injury claimants. Claims professionals, plaintiff attorneys, judges and defense attorneys advocate the use of structured settlements because they effectively meet a claimant's need for security, as well as provide more benefits over time than a single, lump sum settlement. In addition, the periodic payment concept can be applied to a variety of other situations."

Awarded a Settlement? Get Cash for Structured Settlements, Insurance,Annuities, Casino Winnings and More

Awarded a Settlement? Get Cash for Structured Settlements, Insurance,Annuities, Casino Winnings and More:

"You were in an accident 7 years ago.
The accident caused you to be hospitalized for several months and what follow was 6 months to a year of physical therapy. So you hired an attorney and sued the company or individual who was responsible for your accident or more likely you sued their insurance company.
Your attorney advises you that you will be awarded a substantial sum of money.
The insurance company and your attorney negotiate anywhere from six months to several years. You're finally relieved; there is agreement or more importantly there is going to be a settlement.
Your settlement is sizable but the cash you receive upfront only goes to pay the medical expenses.
Your compensation is going to be paid out in the form of an annuity which is to be paid out over the next 15 to 30 years.
The monthly, annual or periodic payment is not going to change your life today.
The annuity your being paid out cannot be pledged for collateral with a bank or a traditional lending source. It appears those payments in the future your entitled to receive you are more or less locked into."

Structured Settlements - FAQ

Structured Settlements - FAQ:

"Structured Settlements FAQ
Can I use my structured settlement as collateral for a loan?
Generally, the answer is no. The laws regarding structural settlement are designed to protect you from abuse, and the ability to use the structured settlement as collateral would void that intended purpose. The payments however, can be claimed as a form of income so that if you want to buy a house, the payments represent the same financial ability that a take home paycheck of the same amount would provide.
Once in place, can a structured settlement agreement be traded back for a lump sum settlement?
No. You are given special tax treatment with regard to the structured settlement proceeds, and you cannot then take that in a lump sum fashion and invest it again.
Do I get interest on my structured settlement?
No. The interest is a part of your structured settlement agreement and is therefore, tax-free. You do not then get interest on top of that. This however, is not to say that if you get your regular structured settlement payment and don�t spend all of it, that you cannot invest that remainder into another account and draw interest from that. That interest however, would be taxable.
I see ads for turning my cash payments into a lump sum. Is that like renegotiating the structured settlement?
On the surface, they may sound the same, but they are not. The structured settlement may not be paid out in any different fashion than initially agreed upon. What these ads talk about is selling the payments to them. They would receive the payments just as you would have over time.
What they do for you is to buy them for a far lesser amount than the gross proceeds than you would get over time. Remember though that they are taking certain risks that are attached to inflation, and they also need to ma"

SettlementPurchasers- Cash for structured settlements, sell annuity, lottery winnings, and more.

SettlementPurchasers- Cash for structured settlements, sell annuity, lottery winnings, and more.:

"Settlement Purchasers is a direct funding company that provides quick cash solutions for receivers of deferred payments such as structured settlements, including insurance settlements and lottery winnings. We offer individuals the opportunity to sell annuity payments, sell structured settlement payments for cash they can use today.
Since 1988 we have provided much needed financial support and cash for settlement payments to thousands of customers, many of whom could not be helped by traditional financial institutions, such as banks or credit unions.
Our mission is to provide customized and flexible buying programs to recipients of structured settlements and annuities, and allow them the financial freedom they deserve. We offer cash for structured settlement payments, cash for future payments and cash for annuities."

Structured Settlements

Structured Settlements:

"A fixed annuity can be an excellent tool to help bridge the gap between parties involved in settlement negotiations by adequately addressing their respective needs.
How do we know?
Because Hartford Life Insurance Company, as a top provider in the structured settlement market, has issued more than 40,000 structured settlement annuities as of July, 2005. "

Thursday, August 04, 2005

Structured Settlements - FAQ

DOG BITE LAW - Structured Settlements

DOG BITE LAW - Structured Settlements: "A 'structured settlement' is a settlement of a bodily injury or sickness claim in which some portion of the victim's compensation is invested in an annuity which makes one or more future periodic payments to the victim.
In a typical structured settlement for a child who was bitten by a dog, for example, the settlement funds are used to pay for the past medical treatment, attorneys fee, costs of making the claim, reimbursement of amounts expended by the parents, deposit into a blocked bank account for medical treatment until the child turns 18, and purchase of a special annuity that will make payments to the child when he turns 18 and thereafter. Those payments might cover college tuition, a down payment on a house, and yearly living expenses for some period of time. "

SettlementPurchasers- Cash for structured settlements, sell annuity, lottery winnings, and more.

Awarded a Settlement? Get Cash for Structured Settlements, Insurance,Annuities, Casino Winnings and More

Financing - Structured Settlements

A structured settlement is a proven, effective solution for the needs of many personal injury claimants. Claims professionals, plaintiff attorneys, judges and defense attorneys advocate the use of structured settlements because they effectively meet a claimant's need for security, as well as provide more benefits over time than a single, lump sum settlement. In addition, the periodic payment concept can be applied to a variety of other situations.

Is a Structured Settlement Right For You?

Financing - Structured Settlements

Structured Settlements

A fixed annuity can be an excellent tool to help bridge the gap between the parties involved in settlement negotiations while adequately addressing their respective needs.

How do we know?
Because Hartford Life®, as a top provider in the structured settlement market*, has issued more than 16,500 structured settlement annuities over the past decade.

This site contains a series of topics designed to demonstrate the issues and advantages surrounding the use of a fixed annuity as part of a structured settlement.


Structured Settlements

Buy Structured Settlements -

Structured Settlements
A structured settlement is an agreement to make payments over time in exchange for a release of liability, usually resulting from a personal injury or other form of tort claim. Structured settlement payments can be inflexible and often fail their intended purposes, particularly in cases when individuals receiving structured payments are faced with a financial emergency.
Liquidating a portion of a structured settlement is oftentimes at best the most beneficial option, or at worst the only solution to a critical financial need. We buy structured settlements.

Settlement Capital Corporation’s experience with the purchase of structured settlements and individually owned annuities is the most extensive in the industry. SCC can purchase all or a portion of a future payment stream to meet a customer's emergency financial needs for:

medical expenses
debt elimination
education costs
new business opportunities
new home or automobile purchases.
SCC advises its customers to sell only that portion of a payment stream necessary to satisfy a current need. And, we develop each payment transaction around the customer’s specific financial needs by offering a variety of purchase options:

Lump sum payoff
Partial lump sum payout
Restructured payment stream
SCC’s underwriting criteria among the strictest in the industry, ensures the quickest possible transaction with the highest return for its customers.

Buy Structured Settlements -

Invoice Factoring Company, Buyer Of Structured Settlement Payments

Nationwide Invoice Factoring Company, Buyer of Structured Settlements, Annuity Payments and Real Estate Notes.
One of the most difficult periods in your personal or business life is when you require immediate access to money but can’t get it because your funds are tied up. Your needs can range from the immediate, such as paying bills or salaries, to the long-term, such as funding a child’s education or expanding a business.

These situations can be extremely stressful and frustrating. There are monies owed to you or your business but there is no way to access them. You have likely tried to work something out with your bank but they are often unable to help. There seems to be no easy solution.

This is how a financial firm like Sovereign Funding Group can help.

We have the resources that will help you in ways your bank cannot or will not – you can get an immediate lump sum of cash for your structured settlements, real estate notes, business notes, invoice factoring and much more.

Invoice Factoring Company, Buyer Of Structured Settlement Payments